A Local Insurance Agent for St. Peters, MO, Opening Soon
Home and auto insurance for St. Peters households, from a St. Charles County agency opening soon in Wentzville.
Opening soon · Not yet quoting or selling insuranceA St. Charles County agency for St. Peters
St. Peters sits in the middle of St. Charles County, on I-70 between O'Fallon and St. Charles. Firstway is a new independent insurance agency opening soon in Wentzville. We aren't quoting or selling policies yet.
Wentzville is a short drive west on I-70, and most of what an agency does today happens by phone, email and e-signature, so the distance rarely comes into it.
Homes in St. Peters
St. Peters grew quickly from the 1970s through the 1990s, so many of its homes are now thirty to fifty years old. Age changes what a homeowner should check on a policy. Is the dwelling limit still enough to rebuild at today's construction costs? Does the policy pay replacement cost on the roof, or a depreciated amount? Have major systems been updated, and does the insurer know?
The northern edge of the city runs down toward the Mississippi River bottoms and Dardenne Creek. Flood is excluded from standard homeowners policies, so if you're near low ground, look up your address on FEMA's flood maps.
Cars and commuters
With I-70, Highway 370 and Mid Rivers Mall Drive all running through it, St. Peters carries a lot of traffic. Missouri's required auto coverage, and the optional coverages that pay for your own car and injuries, are explained on our auto insurance page. Households with both a house and cars may want to read about a home and auto bundle.
Learn the basics before we open
Our guides to home insurance, auto insurance and commercial insurance explain each type of coverage in plain language.
Insurance questions from St. Peters
Is Firstway located in St. Peters?
No. Firstway is based in Wentzville and will serve St. Peters and the rest of St. Charles County when it opens.
My St. Peters home is older. Does that affect my insurance?
It can. Insurers look at the age of the roof and of the plumbing, electrical and heating systems, and some policies pay a depreciated amount for an older roof. Your declarations page shows how your policy handles it.
Can I get a quote for my St. Peters home or car now?
No. Firstway isn't open, and we don't quote or sell insurance until we are licensed. Leave your name on this page and we'll contact you when we open.
Other areas we'll serve
In St. Peters? Hear from us when we open.
Firstway isn't quoting or selling insurance yet. Leave your name and we'll reach out once, when we open in Wentzville.