A Local Insurance Agent for O'Fallon, MO, Opening Soon

A local agency a few exits west of O'Fallon

O'Fallon is the largest city in St. Charles County, and it sits just east of Wentzville along I-70 and I-64. Firstway is a new independent insurance agency opening soon in Wentzville. We aren't quoting or selling policies yet.

When we open, O'Fallon will be one of the places we work most, for homeowners and for the businesses along Highway K, Main Street and the WingHaven area.

Homes in O'Fallon

Much of O'Fallon was built in the subdivision boom of the 1990s and 2000s. Houses of that age are often on their second roof, or due for one, and that matters to an insurance policy: some policies pay full replacement cost on a roof, while others pay a depreciated amount once it reaches a certain age. Which one you have is on your declarations page.

Finished basements are common here too. Water that backs up through a sewer or drain is usually excluded unless an endorsement has been added, which is worth checking before the next heavy rain.

Businesses in O'Fallon

O'Fallon has a large base of owner-run businesses: retail and restaurants, medical and professional offices, and a great many contractors and service companies. A storefront business often fits a business owners policy. A contractor's coverage is usually assembled piece by piece; see contractors insurance and commercial auto for work trucks.

Learn the basics before we open

Our guides to home insurance, auto insurance and commercial insurance explain each type of coverage in plain language.