:root{--navy:#0B1B3F;--navy-2:#13254D;--navy-3:#16294F;--blue:#1F6FD0;--blue-hover:#195FB5;--sky:#4A9BEE;--ink:#0B1B3F;--body:#4A5568;--line:#E3E8F0;--tint:#E8F1FC;--on-navy:#C3CEE3}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.5;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;margin:0}
p{margin:0}
a{color:inherit;text-decoration:none}
.wrap{max-width:1248px;margin:0 auto;padding-left:24px;padding-right:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 28px;background:var(--blue);color:#fff;font:600 16px Inter,system-ui,sans-serif;border:0;border-radius:8px;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--blue-hover)}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--sky);outline-offset:2px}
.btn-sm{min-height:44px;padding:0 22px;font-size:15px}

/* Header */
.site-header{background:var(--navy);border-bottom:1px solid #1B2C55}
.site-header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 32px;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:12px;min-height:44px}
.brand-text{display:flex;flex-direction:column;gap:2px}
.brand-name{font-family:Montserrat,system-ui,sans-serif;font-weight:800;font-style:italic;font-size:24px;line-height:1;color:#fff}
.brand-sub{font-size:10px;font-weight:600;letter-spacing:.32em;color:#7DB6F5;line-height:1}
.nav{display:flex;flex-wrap:wrap;gap:4px 28px;font-size:15px;font-weight:500;color:#D5DEEE}
.nav a{padding:12px 4px}
.nav a:hover{color:#fff}

/* Hero */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#fff}
.slash{position:absolute;background:var(--navy-2);transform:skewX(-22deg);height:110px}
.slash.a{top:40px;right:-60px;width:420px}
.slash.b{top:230px;right:40px;width:300px}
.slash.c{top:420px;right:300px;width:180px}
.hero .wrap{position:relative;display:flex;flex-wrap:wrap;align-items:center;gap:48px 64px;padding-top:80px;padding-bottom:136px}
.hero-copy{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;align-items:flex-start;gap:24px}
.pill{display:inline-flex;align-items:center;gap:10px;padding:7px 14px;border-radius:999px;background:var(--navy-3);color:#9CCBFA;font-size:13px;font-weight:600}
.pill i{width:7px;height:7px;border-radius:50%;background:var(--sky)}
.hero h1{font-weight:800;font-size:clamp(2.5rem,5vw,4.125rem);line-height:1.05;letter-spacing:-.01em;text-wrap:balance}
.hero h1 em{font-style:italic;color:var(--sky)}
.lede{max-width:34rem;font-size:18px;line-height:1.6;color:var(--on-navy)}
.checks{list-style:none;margin:4px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:10px 28px;font-size:14px;font-weight:500;color:var(--on-navy)}
.checks li{display:flex;align-items:center;gap:8px}

/* Form card */
.card-form{flex:0 1 392px;min-width:0;background:#fff;color:var(--ink);border-radius:16px;padding:32px;box-shadow:0 24px 60px rgba(3,10,30,.45);display:flex;flex-direction:column;gap:18px}
.card-form-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px}
.card-form h2{font-weight:800;font-size:22px;line-height:1.2}
.card-form .sub{font-size:14px;color:var(--body);margin-top:4px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:13px;font-weight:600}
.field input,.field select{width:100%;min-height:48px;padding:0 14px;border:1.5px solid #C5CEDD;border-radius:8px;background:#fff;color:var(--ink);font:400 15px Inter,system-ui,sans-serif}
.field select{font-weight:500;padding:0 12px}
.fine{font-size:13px;color:var(--body);text-align:center}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* Trust bar */
.trust{position:relative;margin-top:-64px}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:1px;background:var(--line);border-radius:16px;overflow:hidden;box-shadow:0 18px 44px rgba(11,27,63,.14)}
.trust-item{background:#fff;padding:28px;display:flex;align-items:flex-start;gap:16px}
.icon-chip{flex:none;width:44px;height:44px;border-radius:10px;background:var(--tint);display:flex;align-items:center;justify-content:center}
.trust-item h3{font-weight:700;font-size:17px;line-height:1.25;margin-bottom:4px}
.trust-item p{font-size:14px;color:var(--body)}

/* Coverage */
.coverage{padding-top:88px;padding-bottom:88px;display:flex;flex-direction:column;gap:36px}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.22em;color:var(--blue);margin-bottom:8px}
.coverage h2{font-weight:800;font-size:clamp(1.875rem,3.2vw,2.5rem);line-height:1.15;text-wrap:balance}
.area{max-width:44rem;margin-top:14px;font-size:17px;color:var(--body)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:20px}
.card{border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:12px}
.card-top{display:flex;align-items:center;justify-content:space-between;gap:12px}
.tag{font-size:11px;font-weight:600;letter-spacing:.14em;padding:4px 10px;border-radius:999px;color:#1A5FB4;background:var(--tint)}
.tag.dark{color:#fff;background:var(--navy)}
.card h3{font-weight:700;font-size:19px;margin-top:4px}
.card p{font-size:15px;color:var(--body)}

/* CTA band */
.band-wrap{padding-bottom:72px}
.band{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-radius:16px;padding:56px clamp(24px,5vw,64px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 48px}
.band .slash{height:34px;width:110px;background:var(--navy-3)}
.band .slash.t{top:0;right:300px}
.band .slash.u{bottom:0;right:360px}
.band-copy{position:relative}
.band h2{font-weight:800;font-size:clamp(1.625rem,3vw,2.25rem);line-height:1.15;text-wrap:balance;margin-bottom:8px}
.band p{font-size:17px;color:var(--on-navy)}
.band .btn{position:relative}

/* Footer */
.site-footer{border-top:1px solid var(--line)}
.site-footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 32px;padding-top:28px;padding-bottom:28px;font-size:13px;color:var(--body)}

@media (max-width:720px){
  .hero .wrap{padding-top:48px;padding-bottom:112px}
  .card-form{flex:1 1 100%;padding:24px}
  .coverage{padding-top:64px;padding-bottom:64px}
  .band{padding-top:40px;padding-bottom:40px}
}

/* ---------- Multi-page additions ---------- */
.nav a[aria-current="page"]{color:#fff;box-shadow:inset 0 -2px 0 var(--sky)}
.hero .kicker{font-family:Inter,system-ui,sans-serif;font-size:14px;font-weight:600;letter-spacing:.02em;line-height:1.4;color:#9CCBFA;display:inline-flex;align-items:center;gap:10px;padding:7px 14px;border-radius:999px;background:var(--navy-3);margin:0}
.hero .kicker::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--sky);flex:none}
.hero .display{font-family:Montserrat,system-ui,sans-serif;font-weight:800;font-size:clamp(2.5rem,5vw,4.125rem);line-height:1.05;letter-spacing:-.01em;text-wrap:balance;margin:0}
.hero .display em{font-style:italic;color:var(--sky)}
.field textarea{width:100%;min-height:96px;padding:12px 14px;border:1.5px solid #C5CEDD;border-radius:8px;background:#fff;color:var(--ink);font:400 15px/1.5 Inter,system-ui,sans-serif;resize:vertical}
.field .opt{font-weight:400;color:var(--body)}
a.card{transition:border-color .15s,box-shadow .15s}
a.card:hover{border-color:#B9C8E0;box-shadow:0 10px 28px rgba(11,27,63,.08)}
.card .more{margin-top:auto;padding-top:6px;font-size:14px;font-weight:600;color:var(--blue)}

.page-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff}
.page-hero .wrap{position:relative;padding-top:64px;padding-bottom:72px;display:flex;flex-direction:column;align-items:flex-start;gap:20px}
.page-hero h1{font-weight:800;font-size:clamp(2rem,4.2vw,3.25rem);line-height:1.1;letter-spacing:-.01em;max-width:22ch;text-wrap:balance}
.page-hero .lede{max-width:42rem}
.crumbs{font-size:13px;color:#9FB0CF;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:#C3CEE3;text-decoration:underline;text-underline-offset:3px}
.notice{display:inline-flex;align-items:center;gap:10px;padding:7px 14px;border-radius:999px;background:var(--navy-3);color:#9CCBFA;font-size:13px;font-weight:600}
.notice::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--sky);flex:none}

.content{padding-top:72px;padding-bottom:24px;display:flex;flex-direction:column;gap:56px}
.block{max-width:46rem}
.block.wide{max-width:none}
.block h2{font-weight:800;font-size:clamp(1.5rem,2.6vw,2rem);line-height:1.2;margin-bottom:16px;text-wrap:balance}
.block h3{font-weight:700;font-size:18px;margin:0 0 6px}
.block p{font-size:17px;line-height:1.7;color:#33405A;margin-bottom:16px}
.block p:last-child{margin-bottom:0}
.block ul{margin:0 0 16px;padding-left:22px;font-size:17px;line-height:1.7;color:#33405A}
.block li{margin-bottom:8px}
.block a,.faq a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.block strong{color:var(--ink)}
.deflist{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:16px;margin-top:8px}
.def{border:1px solid var(--line);border-radius:14px;padding:22px}
.def p{font-size:15px;line-height:1.6;margin:0}
a.def{display:block;transition:border-color .15s}
a.def:hover{border-color:#B9C8E0}
.def .soon{display:inline-block;margin-top:10px;font-size:12px;font-weight:600;color:var(--body)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;margin:8px 0 16px}
table.limits{border-collapse:collapse;width:100%;min-width:420px;font-size:16px}
table.limits th,table.limits td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line)}
table.limits th{background:#F5F8FC;font-size:13px;letter-spacing:.04em;font-weight:600;color:var(--body)}
table.limits tr:last-child td{border-bottom:0}
.towns{list-style:none;padding:0!important;display:flex;flex-wrap:wrap;gap:10px}
.towns li{margin:0;padding:8px 14px;border:1px solid var(--line);border-radius:999px;font-size:15px;color:var(--ink)}
.faq{display:flex;flex-direction:column;gap:12px;margin-top:8px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:0 20px}
.faq summary{cursor:pointer;list-style:none;padding:18px 28px 18px 0;font-family:Montserrat,system-ui,sans-serif;font-weight:700;font-size:17px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:24px;font-weight:400;color:var(--blue)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{font-size:16px;line-height:1.7;color:#33405A;margin:0 0 18px}

.signup{background:#F5F8FC;border-top:1px solid var(--line);margin-top:72px}
.signup .wrap{padding-top:72px;padding-bottom:72px;display:flex;flex-wrap:wrap;align-items:center;gap:40px 64px}
.signup-copy{flex:1 1 380px;min-width:0}
.signup-copy h2{font-weight:800;font-size:clamp(1.625rem,3vw,2.25rem);line-height:1.15;margin-bottom:12px;text-wrap:balance}
.signup-copy p{font-size:17px;line-height:1.6;color:#33405A;max-width:34rem}
.signup .card-form{box-shadow:0 18px 44px rgba(11,27,63,.12);border:1px solid var(--line)}

.area-section{padding-top:0;padding-bottom:88px}
.site-footer .wrap{flex-direction:column;gap:18px}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 24px;font-weight:500;color:var(--ink)}
.foot-links a:hover{color:var(--blue)}
.foot-meta{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 32px}

@media (max-width:900px){
  .nav{display:flex;order:3;flex-basis:100%;flex-wrap:nowrap;overflow-x:auto;gap:4px 22px;white-space:nowrap;-webkit-overflow-scrolling:touch}
}
@media (max-width:720px){
  .page-hero .wrap{padding-top:44px;padding-bottom:52px}
  .content{padding-top:48px;gap:44px}
  .signup .wrap{padding-top:48px;padding-bottom:48px}
}

/* ---------- Links inside pills, cards and footer rows ---------- */
.towns li{padding:0}
.towns li a{display:block;padding:8px 14px;border-radius:999px;color:var(--ink);text-decoration:none}
.towns li a:hover{color:var(--blue)}
a.def{color:inherit;text-decoration:none}
.def .more{display:inline-block;margin-top:10px;font-size:14px;font-weight:600;color:var(--blue)}
.def a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.foot-label{font-weight:600;color:var(--body);letter-spacing:.04em;text-transform:uppercase;font-size:11px;align-self:center}